Homes Direct America has a number of great financing options for every type of home buyer out there. Whether you have great credit, have had a few slip-ups or have no credit at all, Homes Direct has an option to get you financed at a payment that you can afford. Additionally, if you're looking to sell your home, Homes Direct America can qualify and finance potential buyers for you.

First time home buyer? Need a second chance?
Pelican Finance specializes in financing tougher credit situations. Even if you were a victim of an Adjustable Rate Mortgage or some other financial hardship, Pelican Finance can get you a loan on your home and start you on the way to rebuilding your credit. No credit? Pelican Finance works with those who don't have a credit history to help them get a loan that can help establish a great credit record.

Good credit?
For those who have great credit scores, Homes Direct America is proud to work with 21st Mortgage, San Antonio Credit Union, US Bank, Bank of the West and many more to bring great low interest rates to you. With these lower rates, your monthly payment will be smaller, giving you more money to spend on other things (such as decorating your new home). Make sure to ask your Homes Direct sales representative if you might qualify for these great low rates.